Most commercial banks in the country offer online banking facility to provide easy and convenient transactions. Landbank offers online banking facility also known as Landbank iAccess retail internet banking.
- Duly notarized Board Resolution/LOA from Head of Agency incorporating the following:. Authority to open an account with LANDBANK. Officers authorized to sign and the nature and extent of such.
- Once you’re decided what type of savings account in Landbank you’re going to open (ATM or Passbook), visit the nearest Landbank branch in your area. Make sure you bring the requirements.
Eligible Accounts. Individual depositors, both single and joint accounts, are qualified to enroll in LANDBANK iAccess. Savings Account with ATM access; Regular Current Account; Regular Interest-Bearing Current Account; Current Account with ATM Access; Interest Bearing Current Account with ATM Access; Passbook accounts. Applicable LANDBANK Card - LANDBANK Cards are issued to cardholders upon opening of the account; however, cards for joint accounts are issued three (3) days after account opening. Service charge for Falling Below the Minimum ADB. Coverage - Accounts.
All Landbank ATM account holders are qualified to enroll in Landbank online banking system. This means that before you can enjoy the benefits of online banking system you should first open Landbank ATM account.
Other types of accounts available include the following:
- Current Account with ATM access
- Savings Account with ATM access
- Regular Current Account
- Interest Bearing Current Account with ATM access
- Regular Interest Bearing Current Account
There are two ways of enrolling for Landbank online banking and it is free of charge.
Online enrollment (Landbank IAccess)
The Landbank IAccess enrollment is only available for private or individual account holders.
Step 1: Visit the official website of Landbank retail online banking at https://www.lbpiaccess.com. See to it that there’s https at the domain name to ensure that it is a secured website.
Step 2: Upon opening the homepage, click “Enroll Now”.
Step 3: Read between the lines of the Terms and Conditions before clicking “I Agree” button.
Step 4: Provide all the necessary information in the Enrollment Form.
Step 5: Review all the details entered in the Enrollment Form before hitting the “Confirm” button. After the confirmation, a link will direct you to the acknowledgment page confirming that your Landbank account is successfully registered.
An email will be sent to the registered email address that confirms your enrollment.
Branch enrollment
Another way to take advantage with the services and features of Landbank online banking facility is through branch enrollment. Here’s how:
- As mentioned above, you can enroll for online banking only if you have an existing and active deposit account with Landbank. Bring your Landbank ATM card and valid ID to any Landbank branch of your choice.
- Proceed to the New Accounts section and tell the bank officer that you will enroll for Landbank iAccess. Fill-out the Landbank iAccess Enrollment and Maintenance Agreement form.
- Submit the requirements for verification and processing of the enrollment. If there’s no problem with your application, your online banking account will be activated.
How does Landbank Online Banking works?
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If your account is enrolled to online banking, you can enjoy convenient transactions such as balance inquiry, online bills payment, and money transfer anytime. There’s no need to fall in long line, thus you can save your time and effort.
Other features of Landbank online banking
- View the account history or details of the transaction for the last two months
- Order checkbooks online
- Blocking of ATM transactions in case of stolen or lost ATM card. This means that anyone who found your ATM card can’t transfer or withdraw money from your account
If you want to spare yourself from the hassle of conventional banking transactions, the best thing to do is to enroll and avail the Landbank Online Banking System.
If you have zero balance on your bank account in LandBank for more than a two years or if your bank account didn't maintain the required minimum maintaining balance for a long period of time, chances are your account will be a candidate for a closure. LandBank will close those type of accounts or accounts that are dormant or inactive for more than two years. Then, here you go, you want to use that inactive account again. Can you renew that inactive or closed account (Passbook or ATM) in LandBank?AnswerLandbank Savings Account
- Two (2) valid id's
- Two pieces 1'x1' photo id (recent and formal photo is recommended)
- Php 500 initial deposit (for account with ATM access)
- TIN or Tax Identification Number, if employed
- Proof of Billing (e.g. Landline/Internet bill, electricity bill, water bill, etc.)
- To avoid your bank account being closed, you must maintain the required minimum balance, transact to your account (deposit or withdraw) at least once a year. Dormant or inactive LandBank accounts for more than two years could be closed or could be charged a dormancy fee.
- Enroll your LandBank account to its internet banking facility called LandBank iAccess Retail Internet Banking for easier and more convenient access of your account. With internet banking, you can monitor you LandBank account anytime and anywhere and you can also pay your bills online.
- It's better to maintain the minimum balance and earn interest than to pay the penalty of falling below maintaining balance.